Furniture World offers three financing options. Below are descriptions as well as links to each application.
1. SYNCHRONY BANK
If approved, you will have your own Furniture World "Home Furnishings" credit card. This account is favorable if you intend to make more furniture purchases at a later date but do not wish to have your credit rechecked to do so. Synchrony offers deferred interest periods such as 6 and 12 months. Click below to apply.
2. LENDMARK FINANCIAL
Lendmark has 400 branches in 19 states. There is a local branch in Jackson, as well as many other cities across the Mid-South.
Lendmark offers 6 months no interest for purchases under $1,000.00 and 12 months no interest for purchases over $1,000.00. The repayment term will be 12-48 months with an (approximate) 18% interest rate (after the no interest period).
"No Credit Needed" Finance Application
We partner with Acima for lease purchasing.
WHAT YOU NEED TO QUALIFY:
U.S government-issued photo ID and SSN or ITIN.
Employed with your current employer for at least three months.
Deposits totaling $1,000.00 or more monthly into your checking account that has been opened for at least 90 days.
No NSFs, excessive overdrafts, or negative balances on your checking account.
Acima offers approvals up to $5,000, but most people are approved for $1000-$2500.
Once you’ve made your initial payment ($43.90) in-store, future payments are automatically deducted directly from your checking account. Once delivery has been confirmed and you are in possession of your merchandise, your first lease payment will be scheduled to fall in line with your next pay date.
Pay off/Early Purchase Options
• Price + $10 payment processing fee (Acima Cash Price is equal to the Lease Amount).
• Early Buyout Option allows you to pay a discounted portion (usually 75% of the remaining payments owed) in one lump sum at any time after the first 90 days of the agreement.
• 12-Month Lease allows you to pay off the lease over a 12-month term without buyout fees or penalties.
Acima also reports to Experian to help build your credit rating. Apply directly on Acima's site by CLICKING HERE.